Deposit & payment terms wording
Plain-English payment clauses for quotes. Tell it the deposit percentage and how the rest is staged, and get a clear paragraph to drop straight onto the quote.
Your payment terms wording will appear here once generated.
Every trade has a deposit policy, but not many have it written down anywhere the customer can actually read it. It lives in your head — "25% upfront, rest on completion" — and gets said out loud on the phone, if it gets said at all. That's fine until a customer queries it halfway through the job. This tool takes the percentage and the structure you already work to and turns it into a short, plain-English paragraph you can put on the quote, so everyone's working from the same page before any money changes hands.
Why it's worth writing down
A verbal agreement about money is the easiest thing in the world to misremember, especially weeks later when the final invoice lands. Put the deposit and payment structure on the quote in plain terms and there's nothing to misremember — it's just there, agreed at the point the customer signed. It also saves you the slightly awkward job of explaining your payment terms over the phone every single time; the quote does that job for you.
A worked example
Input: deposit 25%, structure "deposit on booking, balance on completion", job type "kitchen rewire". Output: "A deposit of 25% of the total quoted price is due to confirm your booking for this kitchen rewire, with the remaining balance payable on completion of the work." Nothing fancy — just the numbers you gave it, said the way a customer expects to read them on a quote.
What this isn't
This is an AI-generated first draft, not legal advice, and it doesn't guarantee your wording is legally enforceable. Deposit and payment terms touch on UK consumer protection law — things like cancellation rights and what counts as a fair term — and this tool has no way of knowing whether your specific structure complies with any of that. Get your actual terms checked by someone qualified before you rely on them, especially if deposits are a meaningful part of how you get paid. Treat this paragraph as a starting point to review and adapt, not a finished clause to paste in and forget about.
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